What does SR-22 mean? What is an SR-22?

SR-22 or an SR-22 is a “high risk” insurance certificate required in most states, including Washington, after a DUI, but sometimes also to reinstate your driver’s license. The Washington State Department of Licensing (DOL) has a wealth of information about SR-22 insurance on its website.

At: http://www.dol.wa.gov/driverslicense/sr22.html, it says:

Financial responsibility (SR-22)

What is financial responsibility?

It’s proof you have a way to pay for any damages you may cause while driving.

Who needs to file proof of financial responsibility?

Anyone who has:

  • Been convicted of, or forfeited bail for, certain offenses.
  • Failed to pay judgments.
  • Driven or owned a vehicle involved in an accident.

What is considered acceptable proof?

You have 2 options:

  • Certificate of deposit for at least $60,000, issued by the WA State Treasurer or us (DOL). See Certificate of deposit.
  • or
  • Liability bond for at least $60,000. You can get this from any surety or bonding company authorized to do business in Washington.

How long do I have to provide proof of financial responsibility?

In most cases, 3 years from the date you’re eligible to reinstate your license.

See Learn how to reinstate your license to find out how long you need to have proof of financial responsibility.https://fortress.wa.gov/dol/dolprod/dsdreinstatements