What does SR-22 mean? What is an SR-22?

Phil Weinberg Defense Attorney

SR-22 or an SR-22 is a “high risk” insurance certificate required in most states, including Washington, after a DUI, but sometimes also to reinstate your driver’s license. The Washington State Department of Licensing (DOL) has a wealth of information about SR-22 insurance on its website.

At: http://www.dol.wa.gov/driverslicense/sr22.html, it says:

Financial responsibility (SR-22)

What is financial responsibility?

It’s proof you have a way to pay for any damages you may cause while driving.

Who needs to file proof of financial responsibility?

Anyone who has:

  • Been convicted of, or forfeited bail for, certain offenses.
  • Failed to pay judgments.
  • Driven or owned a vehicle involved in an accident.

What is considered acceptable proof?

You have 2 options:

  • Certificate of deposit for at least $60,000, issued by the WA State Treasurer or us (DOL). See Certificate of deposit.
  • or
  • Liability bond for at least $60,000. You can get this from any surety or bonding company authorized to do business in Washington.

How long do I have to provide proof of financial responsibility?

In most cases, 3 years from the date you’re eligible to reinstate your license.

See Learn how to reinstate your license to find out how long you need to have proof of financial responsibility. https://fortress.wa.gov/dol/dolprod/dsdreinstatements