Phil I just wanted to say thank you for everything you did for me! You went above and beyond what I expected and helped me get life back on track the way it should be! Everyone makes mistakes and it is an awesome feeling to have someone understand that and help you through it!Thanks to you I have held onto a great job, great apartment and best of all an amazing woman! I could not be more grateful or appreciative. I owe you a million!

– R.W.